ANALYSIS OF CREDIT PRODUCT KCA (FAST SECURE CREDIT) IN PAWNSHOP BRANCH OF EAST JAKARTA

Melati Pujiyana Indiragati

Abstract


Pawnshop is one of
the nancial institutions that extend credit to the public.
KCA product more interested in the community, because
the service procedure is easy, safe and fast. There are
no events in the process of credit analysis procedure
is performed before the loans given to customers.Goals
to be achieved in practical work was to investigate the
services provided by the product KCA, the stages of your
credit request KCA, KCA product credit analysis, and to
evaluate the problems that arise in lending KCA. KCA in
the implementation of credit analysis that is only used 2C:
Character execution carried out by the actuaries to gain
condence with a view of customer data from the identity
of customers who submitted at the time of loan application,
and implementation of the Collateral conducted to obtain
a condence estimator to assess the collateral is delivered
with the system lien at the time of loan application,
where the collateral is delivered should cover the debt if
the customer can not pay o his credit.

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