PROCEDURE FOR GRANTING MORTGAGE CREDIT BTN PLATINUM AT BANK BTN BRANCH DEPOK

Wening Worohesti, Toto Sugiharto

Abstract


This writing aimed to study in more detail how the procedures of BTN Platinum
mortgage credit at Bank BTN, to know what requirements are needed in
applying for credit. Information related to procedures Platinum BTN mortgage
loans was obtained by doing practical work directly on the companies, and
interviews with staff to obtain data and by literature study. The result was if a
debtor wants to apply for credit then the debtor must apply to Bank BTN, after
which the Bank will verify the data that was filled by the debtor and analyze it,
then do an interview with the debtor and the meeting was attended by officials
of Bank. Then later when the bank agreed to provide credit then there will be
credit disbursement. Conclusions that can be obtained from this field of work
practices were that Bank will not give credit easily but there are stages that must
be passed by a debtor applying for a loan. It is intended to keep the Bank careful
to give credit to avoid bad credit.

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