PROCEDURES FOR GRANTING MORTGAGE CREDIT BTN PLATINUM TO CUSTOMERS OF BANK BTN BRANCH DEPOK

Suci Dina Prilasari, Adi Kuswanto

Abstract


Banking as one of the economic activities that provide financial services to the
community. Bank is required to always keep the public trust and to always
improve service to the community. Such conditions encourage banks to always
come up with products that are new on the financial services that provide more
value for our customers, so that banks could ultimately provide satisfaction to
customers. In completing this practical work report earlier writers do practical
work in a banking company. Period of practical work done bythe writer was on
02 Juli 2008 s / d July 31, 2008 is located in PT. Savings Bank Negara (Persero)
Jakarta branch office. Before carrying out practical work,the writer firstly
briefed by the bank concerned to find out what activities are happening in it,
results obtained bythe writer during the running activity is in the form of
practical work procedures regarding credit-related mortgage Platinum. House
Ownership Credit (KPR) BTN launched Platinum which began in February
2007 was given credit by the Bank with the maximum credit and the interest
amount is determined separately based on the policy board, to be used to buy
land and houses which stand above it, with the condition the house was so
(home so) as well as homes in the state has not awakened or under construction
(home indent). Procedure in the granting of mortgage loans Platinum includes
the petition, validation, analysis of the applicant, interview, rekomdit, realization
of loans, and credit disbursement

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Abstract

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