BANK OF HEALTH ANALYSIS BY CAMEL METHOD (CASE STUDY IN BANK OF INDONE- SIA TBK)

Asthi Agustin

Abstract


Bank is
a nancial institution that serves as an intermediary be-
tween the parties that the excess funds and those who lack
funds. Basic operation of the bank is trust, therefore, the
bank must show a good performance to gain the trust of
the community. The problem under study is to analyze
the soundness of PT Bank Rakyat Indonesia (Persero) Tbk,
which is a bank that focuses on micro, small and medium
enterprises, using the method of CAMEL (Capital, Assets,
Management, Earning, and Liquidity) for the nancial re-
porting period years 2005 to 2008. CAMEL Method is a
way to assess the soundness of a bank by calculating the
ratio of each component of CAMEL, this is based on Bank
Indonesia Circular Letter No.. 30/2/UPPB dated 30 April
1997 regulating the Assessment Procedure for Bank Sound-
ness. By analyzing the health of PT Bank Rakyat Indonesia
(Persero), the authors obtained good results for each of the
CAMEL components. From these results, PT Bank Rakyat
Indonesia (Persero) received the title Healthy, but should
still be improvements in the aspect that it is less satisfac-
tory. Penamaan File: 20206147

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