CAPITAL ADEQUACY RATIO (CAR) INFLUENCE ANALYSIS AND CAPITAL FIXED ASSETS (ATTM) PROFITABILITY ON PT. MUAMALAT INDONESIA, TBK.

MUFID SURYANI

Abstract


Development of banking life in In-
donesia turned out not guarantee that all banks operate
has a positive impact for the nation's economy. This
can happen because the banking system that is easy to
shake, so eventually many banks are experiencing problems
regarding the soundness of the bank. To maintain the
stability of the banking institution needed a method to
assess the soundness of banks. One aspect of health
determinants of bank capital. The assessment is based
on the Capital Adequacy Ratio (CAR) and Fixed Assets
to Equity (ATTM) as more and more capital is used,
the greater the risk and xed assets that will be borne /
acquired by the bank. In addition, the method also can
increase the protability of a bank in this Return On Asset
(ROA). The purpose of this study was to determine the
eect of Capital Adequacy Ratio (CAR) and Fixed Assets
to Equity (ATTM) to protability in this case is Return
On Asset (ROA) at PT. Bank Muamalat Indonesia, Tbk
period 2005-2009. Based on the results of studies using SP
SS17 softwere analysis tool, the authors conclude that the
in
uence of CAR on the protability (ROA) at PT. Bank
Muamalat Indonesia, Tbk is not signicant because it has
a signicant level> 0.05, while the in
uence of ATTM's
protability (ROA) at PT. Bank Muamalat Indonesia, Tbk
signicant because it has a signicant level <0.05. Then
the correlation between the CAR and ATTM against ROA
strong and be positive, because the correlation between
two variables is close to 1, and any increase in the CAR and
as many as one unit ATTM then ROA will also increase.

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