ANALYSIS OF FACTORS AFFECTING THE DETERMINATION OF INTEREST RATES ON CREDIT BANK OF PERIOD BUKOPIN 2010

Merina Mayasari

Abstract


Credit is an activity that dominates in the allocation of
funds and the bank is earning assets relied upon by the
bank. In fact almost all the banks still rely on its main in-
come from the amount of lending. Thus, the risk faced by a
bank is very large because it is relying on the assets in the
form of this credit. This study aims to determine what fac-
tors are aecting the determination of the amount of credit
interest rate, method of calculating mortgage interest rate
setting, and ways of calculating interest on credit Bukopin.
The analysis in this method use the descriptive method and
quantitative methods. Scientic Writing From the results it
can be concluded that the factors that in
uence the deter-
mination of the amount of credit interest rate is the change
in cost of funds, changes in overhead costs, the total nom-
inal amount of credit, term, market interest, and interest
rates in the period 2010 are 3.12 3

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