COMPARATIVE ANALYSIS OF RESULTS SYARIAH MANDIRI BANK WITH CONVENTIONAL RATE CALCULATION OF MANDIRI BANK

Desy Husdayanti

Abstract


Bank is an institution whose
role is very important to us as economic actors, which is to
save all or part of our possessions, especially money, letters
securities and gold. Judging from the kind of return on the
customer, the bank is divided into two banks that provide
compensation in the form of interest or so-called Conven-
tional Banks and banks that provide nancial rewards for
the results or what is often called the Islamic Bank. Islamic
banks prohibit the use of interest, because it is prohibited by
Islamic law system because it leads to usury. Development
of Mandiri Bank and Syariah Mandiri Bank in Indonesia is
very rapidly with the emergence of many banks with dual
banking system as practiced by Mandiri Bank. The purpose
of this study was to determine the results of calculations for
the deposits between Islamic banks with commercial banks
interest rates, and to know the dierence between the re-
sults with interest. The data used is the income distribu-
tion of Bank Syariah Mandiri Bank Mandiri and interest
rate period June 2010 to November 2010.

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