COMPARATIVE ANALYSIS OF CALCULATION FOR SAVINGS OF SYARIAH PT. Bank Syariah Mandiri and CONVENTIONAL RATE SAVINGS IN PT BANK MANDIRI

Mulyadi Mulyadi

Abstract


PT. Bank Syariah Mandiri is a nancial institution do-
ing business based on Syariah. Duties and functions of
Islamic banks which collect and distribute funds to com-
munity based on the principles of Syariah principles. PT.
Bank Syariah Mandiri, which is characterized by Islam re-
quires that all transactions under the contract. In contrast
to Conventional Commercial Bank, a transaction which is
done only based on deposit agreements that do not use
any principle. Calculation system for saving the results of
the Bank Syariah Mandiri Mudaraba is using the principle
of prot sharing, while the conventional banks use inter-
est rates set by the bank concerned. Comparison of the
system for saving the results of PT Bank Syariah Mandiri
with conventional interest in PT Bank Mandiri, there are
dierences in the amount of payments for services received
by customers of Islamic banks from conventional banks, the
results of the calculation system for customers who received
PT. Bank Syariah Mandiri is greater than the interest in-
come received by the customer on Conventional Banks Pe-
namaan File: 20204671

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