ANALYSIS OF FACTORS THAT DETERMINE WHETHER OR DECENT LENDING TO CONSUMERS IN PT ADIRA DINAMIKA MULTI FINANCE

Desi Wardayani

Abstract


The problems in
this study are factors that also determines whether or not
giving proper credit to prospective customers. The pur-
pose of this study is to create a model of the factors that
in
uence the provision of credit based on existing data on
the company, ie Salaries, Principal, Installment, Age, and
Children. The object of this study is ADIRA DYNAMICS
OF MULTI FINANCE PT. In this study is using the De-
pendent Variables in the choice of whether or not worthy
of credit provided to consumers and Independent Variables
consisting of salary data, principal, installment, age, and
number of children from these consumers. Model analysis
of the data used is discriminant analysis using a sample of
220 pieces. The results showed that the variables that af-
fect the appropriateness of granting credit to consumers is
salary, installment, and the Son, while the variables that do
not aect the principal variables and ag

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